1. Agreement to Terms

By accessing and using a100year.life (the “Website”), you agree to be bound by
these Terms of Service (“Terms”). If you disagree with any part of these terms, you
may not access the Website.

2. Use License

Permission is granted to temporarily access the materials on a100year.life for
personal, non-commercial viewing only. This is the grant of a license, not a transfer
of title, and under this license, you may not:

● Modify or copy the materials
● Use the materials for any commercial purpose
● Attempt to decompile or reverse engineer any software contained on the
Website
● Remove any copyright or other proprietary notations from the materials
● Transfer the materials to another person or “mirror” the materials on any other
server

3. User Accounts

When you create an account with us, you must provide accurate, complete, and
current information. Failure to do so constitutes a breach of the Terms, which may
result in immediate termination of your account.

You are responsible for:
● Maintaining the confidentiality of your account and password
● Restricting access to your computer and/or account
● Accepting responsibility for any and all activities that occur under your
account

4. Privacy Policy
Your use of a100year.life is also governed by our Privacy Policy. Please review our
Privacy Policy, which also governs the Website and informs users of our data
collection practices.

5. Intellectual Property
The Website and its original content, features, and functionality are owned by
a100year.life and are protected by international copyright, trademark, patent, trade
secret, and other intellectual property laws.

6. User-Generated Content
Users may post, upload, or submit content to the Website. By submitting content,
you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce,
modify, adapt, publish, translate, and distribute your content.
You represent and warrant that:
● You own the content you post
● The content does not violate the privacy rights, publicity rights, copyrights, or
other rights of any person

7. Prohibited Uses

You may not use a100year.life for any unlawful purpose or in any way that could
damage, disable, overburden, or impair the Website.

8. Disclaimer

The materials for a 100-year life are provided on an ‘as is’ basis. We make no
warranties, expressed or implied, and hereby disclaim and negate all other
warranties, including, without limitation:
● Merchantability
● Fitness for a particular purpose
● Non-infringement of intellectual property
● Accuracy, reliability, or completeness of the materials

9. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall a100year.life, its
affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for
any:
a) Indirect, incidental, special, consequential, or exemplary damages, including but
not limited to:
● Loss of profits, revenue, data, use, goodwill, or other intangible losses
● Business interruption
● Personal injury
● Property damage
● Cost of substitute goods or services
b) Direct damages in amounts that, in the aggregate, exceed the amount actually
paid by you for access to the Website during the twelve (12) months preceding the
claim (if any fees were paid).
These limitations shall apply regardless of the theory of liability, whether based on
warranty, contract, tort, negligence, strict liability, or any other legal theory, and
whether or not a100year.life has been informed of the possibility of such damage.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or
exclusion of liability for certain types of damages. Accordingly, some of the above
limitations may not apply to you.

10. Indemnification

You agree to defend, indemnify, and hold harmless a100year.life, its affiliates,
licensors, and service providers, and its and their respective officers, directors,
employees, contractors, agents, licensors, suppliers, successors, and assigns from
and against any claims, liabilities, damages, judgments, awards, losses, costs,
expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:
a) Your violation of these Terms b) Your use of the Website c) Your User-Generated
Content d) Your violation of any third party’s rights, including but not limited to:
● Intellectual property rights
● Privacy rights
● Publicity rights
● Property rights e) Any misrepresentation made by you f) Your violation of any
laws, rules, regulations, codes, statutes, ordinances, or orders of any
governmental or quasi-governmental authorities g) Your violation of the rights
of any third party
This indemnification obligation will survive these Terms and your use of the Website.

11. Links to Third-Party Sites

Our Website may contain links to third-party sites that are not owned or controlled by
a100year.life. We assume no responsibility for the content, privacy policies, or
practices of any third-party sites or services.

12. Modifications

We reserve the right to modify or replace these Terms at any time. Changes will be
effective immediately upon posting to the Website. Your continued use of the
Website following the posting of revised Terms means that you accept and agree to
the changes.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of
Singapore, without regard to its conflict of law provisions.

14. Termination

We may terminate or suspend access to our Website immediately, without prior
notice or liability, for any reason whatsoever, including without limitation if you breach
the Terms.

15. Survival

All provisions of the Terms which by their nature should survive termination shall
survive termination, including, without limitation, ownership provisions, warranty
disclaimers, indemnity, and limitations of liability.

16. Contact Information

Questions about the Terms should be sent to us at https://a100year.life/contact/