1. Introduction

Welcome to a100year.life (“we,” “our,” or “us”). We are committed to protecting your privacy and respecting your rights. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data in accordance with the General Data Protection Regulation (GDPR) and Singapore’s Personal Data Protection Act (PDPA).

2. Data Controller Information

a100year.life is the data controller responsible for your personal data.

3. Personal Data We Collect

We collect and process two categories of personal data:

3.1 Information You Provide Us

• Name and contact details (email address, phone number, postal address)
• Account login credentials
• Profile information
• Communication preferences
• Payment information

3.2 Information We Automatically Collect

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent on site)
• Cookies and similar tracking technologies (with your consent)
• Location data (with your consent)

4. Legal Basis for Processing (GDPR)

We process your personal data based on the following legal grounds:

• Consent
• Contract performance
• Legal obligations
• Legitimate interests
• Vital interests
• Public interest

5. Purpose of Data Collection

We collect and process your personal data for the following reasons:

• Providing and maintaining our services
• Processing your transactions
• Communicating with you about our services
• Improving our services
• Complying with legal obligations
• Marketing (with your consent)
• Security and fraud prevention

6. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes it was collected for, or as required by law. When data is no longer needed, it will be securely deleted or anonymized.

7. Your Rights

7.1 Under GDPR

• Access your personal data
• Rectify inaccurate data
• Erase your data (“right to be forgotten”)
• Restrict processing
• Data portability
• Object to processing
• Withdraw consent
• Lodge a complaint with a supervisory authority

7.2 Under PDPA

• Access your personal data
• Correct your personal data
• Withdraw consent
• Request data portability
• Object to direct marketing

8. International Data Transfers

We may transfer your personal data outside the European Economic Area (EEA) and Singapore. When we do, we ensure appropriate safeguards are in place.

9. Data Security

We implement strong technical and organizational measures to protect your personal data.

10. No Third-Party Data Sharing

We are committed to protecting your privacy. We do not share, sell, rent, or disclose your personal data to any third parties except in limited circumstances outlined in the policy.

11. Cookies Policy

We use cookies and similar technologies for various purposes (explained in the policy). You can manage cookie preferences through your browser settings.

12. Children’s Privacy

We do not knowingly collect data from children under 16 without parental consent.

13. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of any significant changes.

14. Contact Information

For any questions about this Privacy Policy or to exercise your rights, please contact us:

Data Protection Officer a100year.life [Address] Email: privacy@a100year.life Phone: [Phone number]

15. Supervisory Authority Contact Information

• EU Residents: You have the right to lodge a complaint with your local data protection authority.
• Singapore Residents: Personal Data Protection Commission (PDPC)

  10 Pasir Panjang Road
  #03-01 Mapletree Business City
  Singapore 117438

16. Additional Information for Singapore Residents

This section details how we comply with the PDPA.

17. Governing Law

This Privacy Policy is governed by Singaporean law and applicable EU data protection laws.

Note: I replaced bracketed information like “[Address]” and “[Phone number]” with placeholders as you likely don’t want to share that publicly.